In regard to processing credit cards in CaterZen and being PCI compliant, we use Braintree Payments. They are a PayPal company.


https://www.braintreepayments.com/braintree-pricing


They charge 2.59% + .49 cents per transaction.


Here is all that is included:


Gateway Software: Allows our software to communicate with their processor. (Other companies charge $20/month for this)


PCI Vault: Stores credit cards in PCI compliant vault (Other companies charge $20/month for this)


$0 Statement Fees


No minimum processing needed.


Their rates include all credit cards and American Express. 



NOTE: Three additional benefits to processing with Braintree:


1. You can batch run all credit cards at the end of the day. The next morning you receive a report of all cards run and listing of which ones went through and which ones were turned down.


2. You can now email an Invoice to a client with a payment link to pay the invoice via credit card online via Braintree. This is a big time saver in collections.


3.  We suggest enabling more Fraud Management settings in your Braintree account - in particular AVS and CVV check boxes: https://developer.paypal.com/braintree/articles/guides/fraud-tools/basic/avs-cvv-rules


**For Canadian Clients, the rates are as follows:

2.9% + $.30 per transaction

  • An additional 1% fee applies to transactions presented in USD.
  • A flat $15 fee is assessed for chargebacks.
  • Fully- and partially-refunded transactions will incur a $.30 charge.